- Address: 12 Lankin Blvd #3, Orillia, ON L3V 7B6
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Custom Home Builder Ontario — Build on Your Own Lot
Custom home builder Ontario buyers can hire province-wide: My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario.
We deliver anywhere in Ontario.
The model price covers structure and delivery; foundation, site preparation, servicing, permits, municipal charges and turnkey finishing are quoted separately against your lot.
Bring us your lot. We’ll help you understand what fits, what it needs, and what it will cost before you commit to a design.
✓ HCRA Licensed | ✓ Tarion Enrolled
Written by Sean Stevenson, Chief Marketing Officer and Buyer Experience Lead, My Own Cottage Inc.
5 years guiding Ontario buyers • Updated 12 Sept 2026
You own the land, or you are close to buying it, and you want a year-round primary residence rather than a seasonal place. What you want next is a builder who will tell you what the number covers before you are three meetings deep.
Our preconfigured designs run from 505 to 3,373 sq ft, with a preconfigured model starting at $229,500. Designs include the Fox Den, Orchard, Solaris, Excelsior, Woodside and Water’s Edge. You can browse every layout and its starting figure, or bring your own home design to the free consultation.
My Own Cottage · 12 Lankin Blvd #3, Orillia, ON L3V 7B6 · 1 (705) 345-9337
The consultation is free and carries no obligation.
KEY TAKEAWAYS
1.
My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario.
2.
We deliver prefab homes anywhere in Ontario.
3.
The catalogue holds preconfigured custom homes from 505 to 3,373 sq ft, starting at $229,500 for a preconfigured model.
4.
The model price covers structure and delivery only.
5.
Foundation, site preparation, servicing, permits, municipal charges and turnkey finishing sit outside the model price and are quoted separately against your lot.
6.
Foundation, site preparation and servicing are carried out by licensed-trade installation affiliates — contracted trades rather than employees — set in the agreement before the build.
Custom Home Builder Ontario: What the Offer Covers
What does the model price include?
The model price covers structure and delivery. You choose one of our preconfigured factory-built homes or work with us on a custom home design, and that design is what the starting figure is attached to. Customization moves that figure.
Prefab homes, modular homes and factory-built homes are three names for the same thing.
My Own Cottage helps with municipal permits.
What is quoted separately?
Six things sit outside the model price. Each one depends on your lot, so none of them can be priced from a catalogue.
The model price is a floor. Everything stacked above it depends on your lot — which is why we quote those six separately instead of guessing.
| Cost item | Where it sits | Why it sits there |
|---|---|---|
| The preconfigured or custom home itself | Included in the model price | Fixed by the design you choose |
| Delivery to your lot | Included in the model price | Not a separate site charge |
| Foundation | Quoted separately | Depends on soil, grade and the design |
| Site preparation | Quoted separately | Depends on access, clearing and grading |
| Servicing | Quoted separately | Utility connections differ on every lot |
| Building permit | Quoted separately | Set by your municipality, not by us |
| Municipal charges | Quoted separately | Set by your municipality, not by us |
| Turnkey finishing | Quoted separately | Depends on the home finishes you choose |
You get those numbers as a scoped quote, not as an allowance. The quote is written against your specific lot and settled in the agreement before the build starts.
Who carries out the work on your lot?
Foundation, site preparation and servicing are carried out by licensed-trade installation affiliates. They are contracted trades, not employees, and they are licensed trades in their own right.
Servicing is quoted against your lot because no two lots connect the same way.
Their work is quoted separately and set in the agreement before the build. You are not left to find a foundation contractor on your own after delivery.
Is delivery an extra cost?
Delivery to your lot is inside the model price. You will not see it appear later as a separate site charge, and you will not be asked to arrange it.
That number does not move with your lot. Everything in the quoted-separately column above does.
You have seen the exclusions. The next step is a quote that prices them against your actual lot.
Where in Ontario Do We Build Custom Homes?
Do you build in my part of Ontario?
Yes. My Own Cottage Inc. delivers anywhere in Ontario, and our licensed-trade installation affiliates cover every region of the province.
That is a statement about the whole service, not only delivery. Wherever your lot sits, the foundation, site preparation and servicing are carried out by contracted trades and quoted against that lot.
My Own Cottage delivers and installs anywhere in Ontario. What changes from lot to lot is the site work — not whether we will build there.
Where do the figures for your municipality live?
On the page for your town. Development charges, building permit fees and zoning by-laws are set municipally, so they change at every municipal boundary, and no builder can give you one number for the province.
For Orillia, the current development charge, the approval sequence and what changes at the city limit are on our page for custom home builders Orillia.
Why Choose This Custom Home Builder Over a Site-Builder?
Upfront pricing before you call
We publish a starting figure for every preconfigured model, so you can rule us in or out before you spend an evening on a call. Upfront pricing is the point: you should know the floor before you know us.
That figure is a floor, not an estimate of your finished project. The exclusions above are the difference between the two.
If one of the preconfigured designs is close to what you want, start there. Listed prices cover structure and delivery; the six items above are quoted separately.
The scope is written down before the build
The parts that usually drift on a custom build — foundation and site preparation and servicing — are priced against your lot and fixed in the agreement before construction starts.
That is the argument for building this way. When you build on your lot with us, the lot-dependent costs are settled on paper first. It is not a claim that your project has no variables. It is a claim about when you find out about them.
What Proof Do We Have of the Work?
How can you verify our credentials?
My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario. The Ontario Builder Directory is searchable by company name, and we would rather you checked than took our word for it.
Our facility is at 12 Lankin Blvd #3, Orillia.
What do clients say?
Reviews on a Google Business Profile are written by the reviewer and cannot be edited or removed by us. The excerpts below are verbatim. Read the full set on our Google profile rather than taking the selection here as the whole picture.
"My Own Cottage delivered our Fox Den garden suite to our Orillia lot in under six months. Permit coordination, site assessment, and installation were all handled by their team. We had rental income within the year."
“Thank you very much for the great cooperation! We felt absolutely well taken care of. Feedback was always prompt, very professional, yet personal and individualized. Above all, the information provided in advance was very detailed and extremely helpful. My Own Cottage Inc. is absolutely recommendable!”
"We compared traditional construction and prefab modular homes for our waterfront lot. The construction timeline, cost predictability, and the fact that My Own Cottage knew Muskoka's specific requirements made the decision straightforward. The finished build exceeded every expectation."
"From floor plan selection through to our occupancy permit, we were guided every step of the way. The energy efficiency of the building envelope has genuinely reduced our utility bills compared to our old site-built home. Peace of mind from start to finish."
How Do You Start, and What Should You Bring?
What happens in the consultation?
The consultation is free and carries no obligation. It is the point where your lot and a home design get put next to each other, and where customization and home finishes get discussed against a real budget rather than in the abstract.
What should you bring to a builder consultation?
Bring the address or roll number, whether the lot has year-round road access, and whether utility connections are at the line or the lot will need a well and septic. The quote is scoped against your lot, so the more you can say about it, the sooner the separate costs stop being unknowns.
What should you ask a builder before you sign?
Three questions separate a scoped quote from an estimate. What does the price include? Who does the work on my lot, and are they licensed trades? When is the foundation, site preparation and servicing number fixed?
What are the stages of your build?
Design, Build, Deliver, Install. Four stages, in that order.
The agreement is settled before the build stage starts. That is the point where the separate costs stop being estimates — not after delivery, and not while a crew is standing on your lot.
Custom home builder Ontario buyers get one clear next step here. Book the free consultation, bring what you know about your lot, and leave with a scoped quote rather than a range.
Alternatively, you can also fill out the form below!
MY OWN COTTAGE
Contact Us
We usually respond within 24 hours!
- HCRA Licensed
- Tarion Enrolled
- Delivered & Installed
DIRECT ENQUIRIES
Phone:
1 (705) 345-9337
Email:
[email protected]
About the Author
Sean Stevenson is Chief Marketing Officer and Buyer Experience Lead at My Own Cottage Inc., an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario.
For five years, Sean has worked alongside the company’s build team, guiding Ontario buyers from lot assessment and budgeting beyond the model price through zoning, permits, development charges and final occupancy. Sean focuses on the part most buyers underestimate: what a prefab build costs to complete once the foundation, servicing and approvals are added to the model price.
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