Start With a Free Consultation — No Obligation
No pressure. No obligation. Consultations for our prefab homes are genuinely free and run 30–45 minutes.
We’ll walk through your land, your budget, your timeline, and which of our 21 models fits your project — before you spend a dollar.
Contact Us
We respond within one business day. No automated runaround — a real person will reach out.
- Comprehensive Warranty
- Best Price Guarantee
- Exceptional Service
Why Buyers Choose My Own Cottage
Only HCRA-licensed builders are legally permitted to build and sell new homes in Ontario.
My Own Cottage holds Licence #64773, is enrolled with Tarion, and builds under the CSA A277 factory certification program. These credentials are not optional — and they are publicly verifiable.
We encourage every buyer to check the Ontario Builder Directory before contacting any builder, including us.
✓ HCRA Licensed Builder — Active Licence
My Own Cottage is licensed under Ontario’s New Home Construction Licensing Act, 2017, administered by the Home Construction Regulatory Authority.
HCRA licensing confirms that the builder has met provincial competency requirements and is legally authorized to sell new homes in Ontario.
Verify our licence status at the Ontario Builder Directory →
✓ Tarion New Home Warranty Enrolled
Every build is enrolled in Ontario’s mandatory new home warranty programme before construction begins, administered by Tarion.
Your purchase is protected from deposit to occupancy — and beyond.
Coverage includes one-year workmanship, two-year building systems, and seven-year major structural defects.
Important for buyers: Register your new home at tarion.com →
✓ Ontario Building Code Compliant
Every My Own Cottage home is designed, engineered, and built to full compliance with the Ontario Building Code.
This is the provincial standard governing structural safety, energy performance, fire protection, and occupancy requirements for all new residential construction in Ontario.
OBC compliance is confirmed through the municipal building permit and inspection process. Learn more about the Ontario Building Code →
What Happens After You Reach Out
We know that reaching out to a builder is a big step. Here is exactly what to expect after you submit your inquiry or book a consultation.
Step 1 — You submit the form.
Takes about 90 seconds. No commitment required. Tell us a little about your project — where you want to build, whether you already own land, what type of home or cottage you’re considering, your rough timeline, and any early questions you have.
Step 2 — We review your project details.
A My Own Cottage advisor reviews your submission and prepares relevant model suggestions and a preliminary site checklist before we call.
Step 3 — Free discovery consultation (30–45 minutes).
We discuss your land, budget, timeline, and which of our 21 models fits best — or we design something custom. This is a no-pressure conversation designed to help you get clarity, not to close a deal.
Step 4 — Site and feasibility review.
If you have a property in mind, we assess site access, servicing, conservation authority requirements, and any municipal permit considerations that could affect your build.
For waterfront lots near Orillia or Lake Couchiching, this includes a review of LSRCA regulated area status and Lake Simcoe Protection Plan implications. We flag potential challenges early so you can plan accordingly.
Step 5 — Personalised project estimate.
Detailed, transparent pricing in CAD covering both factory and site scopes — not just a base model price. No surprise line items.
There is no obligation at any stage of this process until you choose to move forward.
“The team helped us navigate the LSRCA permit requirements for our Lake Simcoe waterfront lot — the process was exactly as they described. No surprises.” — J.M., Ramara Township
“We contacted three builders. My Own Cottage was the only one who gave us both a factory price and a full site cost breakdown before we signed anything.” — T. and S.R., Muskoka
A Few Things Worth Knowing Before You Contact Us
You don’t need to have everything figured out.
We regularly speak with clients who have no land, no model selected, and no firm budget. The first conversation is about orientation — helping you understand what is realistic for your site, your region, and your budget before you commit to anything.
Bring what you have.
A property address, a PIN, an MLS listing, or even a rough location description is enough to start a meaningful conversation about site feasibility. If you’re still in the land-search phase, we can help you understand what to look for before you make an offer.
“Base price” and “total project cost” are different numbers.
Our model prices reflect the factory-built scope — design, engineering, fabrication, and CSA A277 certification. Site preparation, delivery and crane set, utility connections, building permits, and development charges are real costs that belong in your budget from day one. We always give you both numbers, transparently, before you commit.
We are licensed, warranted, and certified — and you should verify that.
Our HCRA Licence #64773, Tarion enrolment, and CSA A277 certification are all publicly verifiable. We encourage you to check the Ontario Builder Directory before contacting any builder, including us. For a full overview of our credentials and team, see our About Us page.
We serve all of Ontario.
Our primary expertise is in Simcoe County, Muskoka, and cottage country — but we regularly deliver to clients across the province and beyond. If you are outside our primary service region, contact us and we will confirm delivery feasibility for your specific location.
Find Us or Reach Us Directly
My Own Cottage 12 Lankin Blvd #3, Orillia ON L3V 7B6
• Request a Free Consultation
• Call Us Directly: (705) 345-9337
• View Our Design Catalogue
Office hours: Monday–Friday, 9 am–5 pm ET
After hours? Leave a voicemail or send an email — we check both and respond within one business day. We know that cottage country buyers often research in the evenings and on weekends. Your inquiry won’t wait until Monday.
Visits are by appointment. Contact us to arrange a site visit or free consultation.
Where We Build — Serving Ontario and Canada
Our homes are factory-built at our Ontario facility and transported to your site — a process designed specifically to reach rural, waterfront, and remote lots that conventional site-built construction struggles to serve efficiently.
Primary service regions:
Orillia · Muskoka · Severn Township · Ramara Township · Barrie · Huntsville · Bracebridge · Haliburton County · Kawartha Lakes · Parry Sound · Simcoe County · All of Ontario · Canada
Our regional expertise spans the full range of Simcoe County and cottage country lot types — from serviced urban lots in Orillia to LSRCA-regulated waterfront parcels on Lake Couchiching and Lake Simcoe, rural acreage in Severn Township, canal-front properties in Lagoon City, and remote Muskoka shield terrain.
Site conditions shape every project, and our team understands how they vary across each of these regions.
Explore builds by region:
• Prefab Homes Severn Township →
• Prefab Homes Ramara Township →
Not sure if we serve your area? Contact us and we’ll confirm delivery feasibility for your location.
Delivered to a rural Ontario lot — My Own Cottage serves clients across the province, from Simcoe County to Muskoka and beyond.
Recent Builds Across Ontario
"My Own Cottage delivered our Fox Den garden suite to our Orillia lot in under six months. Permit coordination, site assessment, and installation were all handled by their team. We had rental income within the year."
"From the very beginning, the team at My Own Cottage Inc. provided exceptional customer service and guidance throughout the early planning stages of my project. I was starting completely from scratch and honestly had very little understanding of what was involved in preparing to build a home. What stood out most was the wealth of knowledge, patience, and clarity they provided before anything even began."
"We compared traditional construction and prefab modular homes for our waterfront lot. The construction timeline, cost predictability, and the fact that My Own Cottage knew Muskoka's specific requirements made the decision straightforward. The finished build exceeded every expectation."
“Thank you very much for the great cooperation! We felt absolutely well taken care of. Feedback was always prompt, very professional, yet personal and individualized. Above all, the information provided in advance was very detailed and extremely helpful. My Own Cottage Inc. is absolutely recommendable!”
Talk to Our Team
Every inquiry at My Own Cottage is handled by a member of our building team — not an automated response system. When you submit the form, a real person reviews your project details and follows up with relevant information before your consultation.
Our team brings direct experience working across Ontario’s most varied lot types:
• LSRCA-regulated waterfront parcels on Lake Couchiching and Lake Simcoe
• Muskoka shield terrain
• Rural acreage in Simcoe County
• Serviced urban lots in Orillia and the surrounding corridor
That site-specific knowledge informs every estimate we provide.
For the full team story, credentials, and background, see our About Us page.
Ready to Get Started?
Simply book a free consultation, call us directly, or view our design catalogue today.
• Request a Free Consultation
• Call Us Directly: (705) 345-9337
• View Our Design Catalogue
Alternatively, for your convenience, you can also simply fill out the contact form below and we’ll get back to you soon!
Contact Us
We respond within one business day.
- Comprehensive Warranty
- Best Price Guarantee
- Exceptional Service
Frequently Asked Questions
Does the LSRCA have jurisdiction over waterfront properties in Orillia?
Yes — the Lake Simcoe Region Conservation Authority has direct jurisdiction over waterfront properties in the City of Orillia.
The City of Orillia is an explicit member municipality of the LSRCA, and virtually every waterfront parcel in Orillia — on Lake Couchiching or Lake Simcoe — falls within the LSRCA’s regulated area under Ontario Regulation 41/24.
An LSRCA permit is required for construction, site grading, fill placement, and shoreline work within regulated areas, in addition to a City of Orillia building permit from the Building Division.
The Severn Sound Environmental Association (SSEA) governs a separate watershed to the northwest and does not administer permits within the City of Orillia.
Property owners on the border of Ramara Township or Severn Township should confirm jurisdiction directly with the LSRCA at [email protected] or 905-895-1281.
Never rely on a third-party summary to determine your lot’s permit obligations — confirm directly using the LSRCA Interactive Regulation Map Viewer before purchasing any Orillia-area waterfront property.
For the complete guide to LSRCA fees, timelines, and the Lake Simcoe Protection Plan, see our LSRCA Waterfront Permits Orillia guide.
Do I need to own land before contacting My Own Cottage?
No. Many of our clients contact us during their land search, before purchasing a lot.
We can help you understand what to look for in a site — road access width, grade, soil conditions, available services (hydro, water, septic), and any applicable conservation authority or municipal restrictions.
Starting the conversation early helps you avoid costly mistakes when evaluating properties. If you already own land, bring whatever you have — a survey, a PIN, or even just the address — and our team will assess feasibility as part of your initial consultation.
Is My Own Cottage HCRA-licensed to build homes in Ontario?
Yes. My Own Cottage holds active HCRA Licence #64773. You can verify this at any time at the Ontario Builder Directory (obd.hcraontario.ca).
Under Ontario law, all new home builders and vendors must hold a valid HCRA licence — it is not optional, and it is not interchangeable with a general contractor’s licence. Working with an unlicensed builder in Ontario is a serious legal and financial risk for buyers.
Are My Own Cottage homes covered by Tarion warranty?
Yes. My Own Cottage is enrolled with Tarion, Ontario’s mandatory new home warranty program.
Tarion provides: deposit protection before possession, one-year coverage for defects in work and materials, two-year coverage for water penetration and major system defects, and seven-year coverage for major structural defects.
You can verify builder enrolment status through the Ontario Builder Directory at obd.hcraontario.ca.
What is CSA A277 certification and why does it matter?
CSA A277 is the Canadian Standards Association certification for factory-built prefabricated buildings, modules, and panels. It requires a documented, third-party audited quality assurance program governing every stage of the factory build — from structural assemblies to mechanical rough-ins.
For buyers, CSA A277 means your home is inspected before it leaves the factory and that the certification simplifies the building permit process in most Ontario municipalities, because the factory inspection record satisfies requirements that would otherwise require multiple on-site inspections.
Can I get a prefab home quote without owning land?
Yes. We can provide a meaningful preliminary estimate based on a described lot type, municipality, and desired model.
A precise all-in project estimate — covering both factory and site scopes — requires a brief discovery conversation. Submit the form above and we’ll prepare a preliminary figure before your consultation.
Be cautious of any builder who provides a firm quote without understanding your site conditions — site costs vary enormously by lot type in Ontario.
How long does a prefab home build take from first contact to move-in?
A typical My Own Cottage project runs 9–18 months from first contact to occupancy, depending on project complexity, permit processing timelines, and site conditions.
Factory fabrication runs 8–14 weeks once engineering is finalised. Municipal building permit review adds 4–16 weeks depending on the municipality; conservation authority approvals (such as LSRCA permits for waterfront lots) can add 4–16 weeks on top of that.
We give you a project-specific timeline estimate during your consultation. For a detailed breakdown of permit timelines by lot type and municipality, see our prefab home permits Ontario guide.
Does My Own Cottage help with building permits?
Yes. Navigating Ontario’s permit process is one of the areas where buyers most frequently encounter surprises.
Our team provides guidance throughout — including site plan documentation, coordination with municipal building departments, and conservation authority approvals such as those required under the LSRCA for waterfront properties near Lake Couchiching and Lake Simcoe.
Our CSA A277-certified factory builds streamline the inspection and permit pathway in most Ontario municipalities.
For detailed permit and regulatory guidance, see our prefab home permits Ontario guide and LSRCA waterfront permits guide.
What areas of Ontario does My Own Cottage serve?
We serve clients across Ontario and Canada. Primary regions include Orillia, Muskoka, Severn Township, Ramara Township, Barrie, Haliburton, Kawartha Lakes, Parry Sound, and the broader Central Ontario corridor.
Our homes are factory-built in Orillia and transported to site — a model that makes us particularly well-suited to rural, waterfront, and remote lots that are difficult for conventional site-built builders to serve.
If you are outside our primary service region, contact us and we will confirm delivery feasibility for your location.
What prefab home models does My Own Cottage offer?
My Own Cottage offers over 21 standardized models ranging from 505 to 3,373 sq ft — covering compact garden suites and four-season cottages through to full-size primary residences and custom builds.
Our smallest model, the Fox Den (505 sq ft, from CAD $229,500), is designed for garden suite and ADU applications. Our mid-range Lake View (741 sq ft) suits compact waterfront builds.
The full catalogue extends to large multi-bedroom family homes. Ask our team to recommend the models that best match your lot and budget during your free consultation, or browse all models →.