Skip to content

Myowncottage.ca

Small Modular Homes Ontario: Your Prefab Modular Home & Housing!

Last updated: September 2nd, 2025

Across Ontario, more homebuyers are discovering that choosing small modular homes in Ontario as a smarter, faster, and more reliable path to their dream home.

With land prices and the home construction market continuing to rise, many property owners are turning to affordable housing solutions that deliver the same high-quality standards as conventional homes—without the long delays or unexpected costs.

Built in a controlled environment and designed to meet strict standards like CSA-A277 and the Ontario Building Code, today’s quality modular homes combine modern floor plans, energy efficiency, and peace of mind at every step of the way.

Small modular homes in Ontario—typically ranging from 400 to 1,000 square feet—offer an ideal dream home solution for downsizers, first-time homebuyers, and growing families alike.

Beyond serving as primary residences, these efficient homes are also a smart choice for adding an ADU (Accessory Dwelling Unit), whether to generate steady rental income or provide comfortable living space for extended family.

Your First Step to a New Modular Home in Ontario: Floor Plans, Costs, and Peace of Mind

In this guide, you’ll find everything you need to make informed decisions.

From understanding floor plans and available customization options to exploring financing options, modular construction costs, and local regulations like CSA-A277 and the Ontario Building Code.

Each section is designed to give you peace of mind, ensuring you’re supported at every step of the way toward a new modular home.

Small Modular Homes in Ontario: Definition, Floor Plans, and Construction Process

Small modular homes are factory-built houses created in a controlled environment, certified under CSA-A277 standards, and assembled on-site to meet the Ontario Building Code.

Unlike conventional homes, these quality modular homes are delivered in completed sections, which drastically reduces delays caused by unpredictable weather conditions and ensures a smoother building process.

✅ Key Benefits of Small Modular Homes in Ontario

  • Faster construction process — Shorter timelines compared to traditional stick-built home construction, giving homebuyers a quicker path to their dream home.

  • Lower utility costs — Built as energy-efficient homes with tight building envelopes and modern HVAC systems, reducing long-term utility costs.

  • Flexible home design — Wide range of floor plans and customization options, including open-concept layouts, to match every lifestyle.

  • Reduced environmental impact — Streamlined manufacturing processes and sustainable materials minimize carbon footprint compared to conventional homes.

Small-Modular-Homes-Ontario-Beautiful-Modern-Affordable-small-Modular-Home-Stylish-Exterior-Unique-Design-in-Ontario-Canada

Whether built as primary residences, flexible rental units, or compact tiny homes, these designs deliver high-performance, quality modular homes that are perfectly suited for Ontario’s evolving housing market.

Expert Insights

Modern modular homes in Ontario have become a practical and scalable response to the province’s housing shortage. These homes meet high-performance standards without compromising on energy efficiency or design flexibility.”
Jessica Nolan, P.Eng., Building Systems Engineer & Member, Ontario Association of Architects (OAA)

Small Modular Homes Ontario With Prices

The cost of modular homes in Ontario varies, but small modular homes typically range from $250–$450 per square foot.

For a 600 sq ft unit, that means a starting price of around $150,000–$270,000, excluding land and site preparation.

Factors that affect price:

  • Land preparation & site work (grading, foundation, utilities).

  • Customization options such as premium finishes or smart HVAC systems.

  • Delivery and installation.

  • Local building permits (must comply with the Ontario Building Code).

Small-Modular-Homes-Ontario-Beautiful-Modern-Affordable-small-Modular-Home-Sleek-Exterior-Unique-Design-in-Ontario-Canada

👉 Want a deeper breakdown? See our full guide on the cost of modular homes in Ontario for detailed pricing factors, ranges, and real-world scenarios.

Expert Quote

“Site prep, permit compliance, and final delivery logistics often add 20–35% to the base modular price — especially in rural or unserviced lots. Budgeting for these up front is critical.”
Danielle Chow, PMP, Modular Construction Project Manager

❌ Mistakes to Avoid When Buying a Modular Home in Ontario

Buying a modular home is a smart move — but like any real estate decision, it comes with potential pitfalls.

Here are the most common mistakes we’ve seen buyers make (and how you can avoid them).

1. Ignoring Zoning & Permits Early On

Some municipalities have strict zoning for ADUs or modular units. Always check local by-laws before placing a deposit.

✅ Tip: Ask your builder to assist with zoning checks or offer referrals to municipal planning consultants.

2. Underestimating Site Preparation Costs

Site work — including grading, utilities, and foundation — can add 15–25% to your total cost.

✅ Tip: Get a full-site assessment before signing off on your budget.

3. Choosing the Wrong Size or Layout

What looks good on paper may feel cramped in real life. Some buyers regret not testing layouts in person or through 3D models.

✅ Tip: Ask for a walkthrough or virtual tour. Our design catalogue includes scaled models and walkthrough options.

4. Over-Customizing Beyond Budget

It’s easy to get carried away with upgrades — but custom features can stretch your budget fast.

✅ Tip: Prioritize must-haves first. Upgrades like solar or smart HVAC can be phased in over time.

5. Not Factoring in Seasonal Delivery Times

Winter and early spring can impact delivery schedules, especially in rural Ontario.

✅ Tip: Order early and plan builds between April and October for best efficiency.

Have questions about any of these mistakes?

We’re happy to walk you through how to avoid them in your situation — simply book a free consultation with us!

Small Modular Homes Ontario Price List

Below is an example price list for common sizes of small modular homes:

Size (sq ft)StyleEst. Price Range
500 sq ftCompact ADU$125K – $225K
750 sq ftBungalow$180K – $300K
900 sq ftCottage$220K – $350K

Disclaimer: Prices are estimates.

Always request a personalized quote from reputable modular home builders to confirm details.

Small Modular Homes Ontario for Sale

Many new modular homes are available directly from Ontario nodular home builders like My Own Cottage and other regional firms.

Buyers can also explore resale listings, though most prefer new builds due to warranty coverage under Tarion.

Where to find homes for sale:

  • Directly from builders’ design series catalogs.

  • Through homebuilding specialists offering turn-key modular housing.

  • In real estate listings featuring modular-friendly lots.

Small-Modular-Homes-Ontario-Beautiful-Affordable-small-Modular-Home-Stylish-Exterior-Unique-Design-in-Ontario-Canada

Best Small Modular Homes Ontario: Top Models & Designs

Choosing the best small modular home in Ontario depends on your priorities.

At My Own Cottage, our designs offer affordability, design, energy efficiency, or all of the above.

To contrast, some top small modular home designs include:

  • Open-concept bungalows for couples or downsizers.

  • Tiny homes under 600 sq ft for minimalists.

  • Custom home cottages around 900 sq ft, offering more living space.

Small-Modular-Homes-Ontario-Beautiful-Affordable-small-Modular-Home-Sleek-Exterior-Unique-Design-in-Ontario-Canada

“Choosing the right modular home layout isn’t just about size — it’s about how people live. Open-concept designs work beautifully for retirees and couples, while compact cottages balance privacy with efficiency.”
Linda Marshall, Interior Architect & Modular Space Planner

Case Study (From Our Experience):

A family in Muskoka downsized into a 750 sq ft modular bungalow.

Their modular home was built indoors, delivered in 8 weeks, and installed with full site work completed in under a month.

Their annual utility costs dropped by 35% thanks to an upgraded insulation package and energy-efficient HVAC systems.

Financing & Regulations for Small Modular Homes in Ontario

Financing Options

  • Traditional mortgages (if placed on a permanent foundation).

  • Specialized prefab financing options offered by banks and credit unions.

  • Equity-based financing for property owners adding rental income units.

Ontario-Specific Regulations

Real Stories from Ontario Homeowners

“We loved how easy the entire process was. From initial consultation to move-in, the My Own Cottage team guided us every step of the way.”
Candice M., Peterborough (600 sq ft ADU)

“Our family of three was hesitant at first, but the speed, energy savings, and comfort of our modular home exceeded all expectations.”
The Smiths, Sudbury (750 sq ft bungalow)

“We went from blueprint to move-in in just under 10 weeks. Plus, our heating bill dropped by over 40% compared to our previous home.”
Michael R., Muskoka (900 sq ft cottage)

Explore the Best Small Modular Homes Ontario Has to Offer

From the first step of site preparation to the bottom of page walkthrough of warranties and design, we’ll guide you every step of the way toward your dream home.

Today, getting started with modular homes in Ontario has never been easier.

Simply book a free consultation, call us directly, or view our design catalogue to see what’s possible today.

🧑‍💼 Request a Free Consultation
📲 Call Us Directly: (705) 345-9337
🏘️ View Our Design Catalogue

Alternatively, for your convenience, you can also simply fill out the contact form below and we’ll get back to you soon! 👇

Contact Us!

We usually respond within 24 hours!

FAQ: Small Modular Homes in Ontario, Canada

How much does a modular home cost in Ontario?

A modular home in Ontario typically costs between $150–$250 per square foot for the base build, with turnkey prices ranging from $200–$450 per square foot, depending on size, finishes, and site prep.

Can I put a modular home on my property in Ontario?

Yes—but you’ll need to confirm compliance with both the Ontario Building Code and your local zoning bylaws. Some areas also require a two‑permit system if the home is built in one municipality and placed in another.

What is the smallest house you can legally build in Ontario?

The Ontario Building Code mandates a minimum dwelling size of 17.5 m² (188 ft²). Note: some municipalities may set additional size limits.

What is the cheapest modular home you can get?

Basic prefab units (200–800 ft²) start around $20,000–$80,000 for the shell, with full move-in-ready prices ranging from $30,000–$130,000 after site prep and installation.

Small modular homes Ontario with prices

In Ontario, modular home turnkey prices vary widely—from $200–$450 per square foot—making a 700 ft² home cost approximately $140,000–$315,000, and a 1,000 ft² model roughly $200,000–$450,000.

Small modular homes Ontario for sale

Small modular homes are available through Ontario-based builders offering models that comply with local codes and CSA standards for factory-built housing; availability varies by builder and region.

Best small modular homes Ontario

“Best” is subjective—but top options combine price, design, and compliance. Popular choices often include compact units from reputable builders offering energy-efficient, code-compliant designs with solid reviews.

Small modular homes Ontario price list

Pricing generally ranges:

  • 200–800 ft² (base shell): $20,000–$80,000

  • Full turnkey: $30,000–$130,000 for small units
    Larger homes (700–1,200 ft²): $140,000–$540,000 total

Prefab-Houses-Ontario-Woodside-Design

Prefab Cottages Ontario

Learn more about prefab cottages in Ontario.

Prefab Cabins Ontario

Learn more about prefab cabins in Ontario.
Prefab-Houses-Ontario-Titan-Design

Prefab Homes Ontario

Learn more about prefab homes in Ontario.

How This Content Was Created

This guide was written and reviewed by prefab building specialists at My Own Cottage, a modular home builder based in Ontario with over 35 years of experience in custom modular home design, manufacturing, and site preparation.

We draw on real-world experience working with homeowners across Ontario, referencing current provincial building codes (like CSA-A277) and market pricing trends.

All information is reviewed regularly to ensure accuracy and relevance.

Sources include:

For any questions about this content or to speak with one of our certified modular consultants, book a free consultation.