2 Bedroom Prefab Homes and House Plans in Ontario
2 bedroom prefab homes from My Own Cottage run from 788 to 1,560 sq ft with one or two bathrooms, and preconfigured models start at $279,500 as of October 2026.
Each price covers the structure and its delivery; see how the full model range is priced. Foundation, site preparation, servicing, permits, municipal charges and turnkey finishing are priced separately. Every model is built for year-round occupancy.
- HCRA-licensed
- Tarion-enrolled
- Canadian-built
My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario, and we deliver anywhere in Ontario. To confirm our licence, search “My Own Cottage” on the Ontario Builder Directory, the Home Construction Regulatory Authority’s public lookup of licensed builders.
If you have not bought the lot yet, start with the full sequence from lot to occupancy. If you already have a lot and a shortlist, book a free consultation, with no obligation.
Key takeaways
- The 2-bedroom range runs from the 788 sq ft Hideaway to the 1,560 sq ft Equinox, with one or two bathrooms.
- Preconfigured starting prices run from $279,500 to $639,500 as of October 2026, covering the structure and its delivery. Foundation, site preparation, servicing, permits, municipal charges and turnkey finishing are separate.
- Price follows specification, not size. Three models within 4 sq ft of each other in listed size start up to $110,000 apart.
- Every model is built for year-round occupancy, so the same 2-bedroom can be a permanent home or a cottage.
- Setbacks, septic capacity and height limits decide whether a model fits your lot.
What do 2 bedroom prefab homes cost in Ontario?
Our 2-bedroom models range from $279,500 for the Hideaway to $639,500 for the Chrysalis as preconfigured starting prices, as of October 2026. Each covers the structure and its delivery; the rest is set out below the table.
Our 2-bedroom models for sale: sizes, bathrooms and starting prices
| Model | Size (sq ft) | Bedrooms | Bathrooms | Preconfigured model starting at |
|---|---|---|---|---|
 | 788 | 2 | 1 | $279,500 |
 | 988 | 2 | 1 | $324,500 |
 | 990 | 2 | 2 | $399,500 |
 | 992 | 2 | 1 | $289,500 |
 | 1,056 | 2 | 2 | $339,500 |
 | 1,207 | 2 | 1 | $419,500 |
 | 1,232 | 2 | 2 | $449,500 |
 | 1,239 | 2 | 2 | $639,500 |
 | 1,381 | 2 | 2 | $529,500 |
 | 1,560 | 2 | 2 | $529,500 |
Prices and sizes as listed in our catalogue on October 15, 2026; the Orchard’s 992 sq ft includes its 126 sq ft sundeck. Floor plans, photos and options for each model are in the full catalogue of designs. For other sizes, see our one-bedroom designs and our larger multi-bedroom models.
What is priced separately from a 2-bedroom model?
Each starting price covers the structure and its delivery. Foundation, site preparation, servicing, permits, municipal charges and turnkey finishing are priced separately, against your lot. Servicing means the utility setup: the water, sewage and hydro connections the home needs.
Each starting price covers
- The structure
- Its delivery
Priced separately, against your lot
- Foundation
- Site preparation
- Servicing
- Permits
- Municipal charges
- Turnkey finishing
My Own Cottage helps with permits and has licensed-trade installation professionals to assist with any foundation, site preparation and servicing needs.
Those costs depend on the lot, so two buyers of the same model can reach very different totals. Our price guide sets out what those site costs add up to. A resale house price includes land, a foundation and services; a model price includes none of them, so the two compare only once your lot costs are added.
Want the foundation, site preparation and servicing priced against your own lot?
If you are pricing the cheapest prefab homes sold online, those are a different product. A prefab 2 bedroom house from My Own Cottage starts at $279,500 for the structure and its delivery.
Why don’t 2-bedroom prefab prices follow size?
Price tracks specification, not floor area. The Water’s Edge (988 sq ft), Atlantis (990 sq ft) and Orchard (992 sq ft) sit within 4 sq ft of each other in listed size, yet their starting prices run from $289,500 to $399,500. Of the three, only the Atlantis has two bathrooms. The Orchard’s listed size includes its 126 sq ft sundeck.
The Blissful Bay and the Equinox share a $529,500 starting price, although the Equinox is 179 sq ft larger.
Compare 2-bedroom models on specification and floor plan, not by dividing price by area.
| Model | Listed size (sq ft) | Bathrooms | Preconfigured model starting at |
|---|---|---|---|
| Orchard | 992 | 1 | $289,500 |
| Water’s Edge | 988 | 1 | $324,500 |
| Atlantis | 990 | 2 | $399,500 |
| Blissful Bay | 1,381 | 2 | $529,500 |
| Equinox | 1,560 | 2 | $529,500 |
Every figure here is a preconfigured starting price for the structure and its delivery, before the site costs above.
Is a 2-bedroom prefab a year-round home or a cottage?
A 2-bedroom from My Own Cottage can be either, because every model is built for year-round occupancy. How you use it changes financing and tax treatment, not the house.
Can a 2-bedroom prefab be your permanent home?
A permanent 2-bedroom suits a downsizing couple, a retiree or a small household building on their own lot. CMHC’s Prefab Plus mortgage loan insurance requires a property suitable and available for full-time, year-round occupancy, with “year-round vehicular access including homes located on an island.” Our guide covers financing a prefab home in Ontario.
Can you use a 2-bedroom prefab as a cottage or rental?
A cottage that isn’t available for full-time, year-round occupancy does not meet CMHC Prefab Plus’s requirement, and the Canada Revenue Agency’s Guide RC4028 states that “a recreational cottage or an investment property is not your primary place of residence for rebate purposes.”
If the lot sits on an island or a seasonal road, settle year-round access before you choose a model, because access decides financing. If you plan to rent the home, ask the municipality about its rental rules before you buy the lot.
If you came looking for 2 bedroom cottage plans, every model in the table above can be built as a cottage, on the same plan and at the same starting price. For cottage lots, start with our guide to building a prefab cottage in Ontario.
Can you add a 2-bedroom prefab behind an existing house?
A 2-bedroom on a lot that already has a house is an additional dwelling unit, with its own zoning and charge rules. Those rules are set out in our guide to garden suites and other backyard units.
Two-bedroom house plans: one bathroom or two?
Four of our 2-bedroom house plans have one bathroom and six have two, so decide the bathroom count first, then the size band.
Which 2-bedroom models have 2 bathrooms?
Six models are what most buyers mean by a 2 bedroom, 2-bath modular home: the Atlantis, Sunnyside, Modern Living, Chrysalis, Blissful Bay and Equinox. The Hideaway, Water’s Edge, Orchard and Aspen have one bathroom. Under 1,000 sq ft, the Atlantis fits two bathrooms into 990 sq ft, while the one-bathroom models there start lower.
Four models
One bathroom
- Hideaway788 sq ft
- Water’s Edge988 sq ft
- Orchard992 sq ft
- Aspen1,207 sq ft
Six models
Two bathrooms
- Atlantis990 sq ft
- Sunnyside1,056 sq ft
- Modern Living1,232 sq ft
- Chrysalis1,239 sq ft
- Blissful Bay1,381 sq ft
- Equinox1,560 sq ft
A second bathroom matters most when two adults live in the home full time, or when guests stay often.
How much space do 2 bedrooms take?
Every model in this range has 2 bedrooms, so the extra floor area in the larger models goes to the rest of the house. Compare room sizes and floor areas on each floor plan, not the total alone.
| Size band | Models | Bathrooms |
|---|---|---|
| Under 1,000 sq ft | Hideaway, Water’s Edge, Atlantis, Orchard | 1 or 2 |
| 1,000 to 1,250 sq ft | Sunnyside, Aspen, Modern Living, Chrysalis | 1 or 2 |
| Over 1,250 sq ft | Blissful Bay, Equinox | 2 |
If you need less space than the smallest band, see our small prefab homes.
Who will use the second bedroom, and for how long?
If someone will sleep in the second bedroom every night, check where it sits against the primary bedroom and the bathroom. A guest room or office may need only the smaller band with one bathroom.
If you plan to stay in the home as you age, check accessibility on the floor plan: door widths, hallway widths and whether the layout includes stairs. The Hideaway, Sunnyside, Modern Living and Equinox put both bedrooms on an upper floor, and the Aspen puts its second bedroom upstairs; the Modern Living also puts its kitchen, living room and both bathrooms upstairs, above the garage.
Need every room on one floor? Compare stairs, door widths and bedroom placement on each plan.
Kit, panelized or turnkey: how can you buy a 2-bedroom prefab?
Our catalogue offers kit, panelized and turnkey fulfilment for its models. The right one depends on how much of the build you will manage yourself.
| Format | What it is | Who it suits |
|---|---|---|
| Kit | Kit delivery of the home’s materials, cut and packaged for assembly on your foundation | Self-builders with their own trades or a trained contractor |
| Panelized | Panelized construction: walls, floors and roof built as panels, then assembled on site | Buyers with a contractor for the site work |
| Turnkey | The home completed ready to live in | Buyers who want a finished home, not a project |
Turnkey finishing is what takes a delivered structure to the turnkey format, and it is priced separately from the starting price.
How does the format change a 2-bedroom quote?
A kit price and a turnkey price for the same model are not the same thing; see what a kit package includes. Whether a builder sells them as prefab homes or modular homes, ask for the format to be named on every quote you compare. Some prices published online for 2-bedroom units are kit or package prices, so read the terms beside any figure.
Can you change a preconfigured 2-bedroom?
A preconfigured model is a fixed design with a published starting price. My Own Cottage also offers custom design, including custom floor plans, finishes, and layouts, so a model can be adapted or a design started from your own plan.
Want a model adapted, or a design started from your own plan?
Will a 2-bedroom prefab fit your lot?
Three limits decide whether a 2-bedroom fits a lot: how far the house must sit from the lot lines, whether a septic system can serve it, and how tall zoning allows it to be. Settle all three before permitting begins, and see the permits a prefab home needs.
| Check | What sets the limit | Who confirms it |
|---|---|---|
| Footprint against setbacks | Setbacks and lot coverage in the zoning by-law | Your municipality |
| Septic system on an unserviced lot | A septic design for the specific house and lot | Your septic designer and the local septic authority |
| Height against zoning | Maximum building height in the zoning by-law | Your municipal building officials |
Will a 2-bedroom’s footprint clear your setbacks?
Setbacks fix how close a house can sit to each lot line. A wide 2-bedroom can fail on a narrow lot where a longer, narrower model fits. Measure each model’s exterior dimensions, shown on its floor plan, against the setbacks.
What if your lot has no municipal sewer?
On a lot without municipal sewer, the septic system is designed for the specific house and lot. Give your septic designer the final floor plan, including the bedroom count, before the design is drawn.
Do height limits rule out a two-storey 2-bedroom?
Zoning by-laws set a maximum building height, which matters most if the 2-bedroom you want has a second floor or a steep roof. Zoning requirements and standards differ by municipality and zone, so confirm the limit before you choose a model and before you apply for a building permit.
Bring your lot’s address and survey, if you have one, and go through setbacks, septic and height with us before you choose a model.
What do our clients say?
Here are three reviews from our Google Business Profile, quoted as written and checked October 15, 2026:
“From the very beginning, the team at My Own Cottage Inc. provided exceptional customer service and guidance throughout the early planning stages of my project. …”
“A newer company in Ontario but fabulous customer service.”
“Thank you so much for the excellent cooperation! We felt completely well taken care of. Feedback was always prompt, highly professional, yet personal and tailored to our needs. The information provided beforehand was especially detailed and extremely helpful. My Own Cottage Inc. comes highly recommended!”
2-bedroom prefab home questions
How big is a 2-bedroom prefab home?
A 2-bedroom prefab home from My Own Cottage measures between 788 and 1,560 sq ft. The smallest is the Hideaway at 788 sq ft and the largest is the Equinox at 1,560 sq ft. Each model’s floor plan shows its exterior dimensions, the figure to measure against your lot’s setbacks.
Does a 2-bedroom prefab home have one bathroom or two?
Both are available. My Own Cottage’s 2-bedroom range includes four one-bathroom models (Hideaway, Water’s Edge, Orchard and Aspen) and six two-bathroom models (Atlantis, Sunnyside, Modern Living, Chrysalis, Blissful Bay and Equinox). Choose two bathrooms if two adults will live in the home full time or guests stay often.
What does the starting price of a 2-bedroom model cover?
The starting price of a My Own Cottage 2-bedroom model covers the structure and its delivery anywhere in Ontario, from $279,500 as of October 2026. Foundation, site preparation, servicing, permits, municipal charges and turnkey finishing are priced separately against your lot.
Can you live in a 2-bedroom prefab home year-round?
Yes. Every My Own Cottage model, including each 2-bedroom, is built for year-round occupancy, so it can serve as a permanent home or a cottage. For CMHC Prefab Plus financing, the property also needs year-round vehicular access, including homes located on an island.
Can a 2-bedroom house plan be changed?
Yes. A preconfigured 2-bedroom model is a fixed design with a published starting price, and My Own Cottage also offers custom design, including custom floor plans, finishes, and layouts. Any change still has to work on your lot, so settle setbacks, height and septic before finalising a layout.
Can a 2-bedroom prefab be delivered anywhere in Ontario?
Yes. My Own Cottage delivers anywhere in Ontario, and delivery is included in each model’s starting price. Delivery and lot fit are separate questions: your municipality sets setbacks and height limits, and a lot without municipal sewer needs a septic design for the home.
How we verified this page
| What we state | Source | Date checked |
|---|---|---|
| Model sizes, bedrooms, bathrooms and starting prices | My Own Cottage catalogue | October 15, 2026 |
| Orchard listed size (992 sq ft) includes its 126 sq ft sundeck | Orchard model page | October 16, 2026 |
| Upper-floor bedrooms in the Hideaway, Sunnyside, Aspen, Modern Living and Equinox; Modern Living living area (1,232 sq ft) and upper-floor layout | Hideaway model page; Sunnyside model page; Aspen model page; Modern Living model page; Equinox model page | October 15, 2026 |
| Water’s Edge and Orchard one-floor layouts; Sunnyside main and upper floor plans | Water’s Edge model page; Orchard model page; Sunnyside model page | October 15, 2026 |
| Builder licence and warranty history lookup | Ontario Builder Directory; HCRA: Ontario Builder Directory | October 15, 2026 |
| CMHC Prefab Plus occupancy and access requirements | CMHC Prefab Plus | October 15, 2026 |
| Recreational cottage not a primary place of residence for GST/HST rebates (guide modified March 13, 2026) | CRA Guide RC4028 | October 15, 2026 |
| Client reviews, quoted as written | My Own Cottage Inc. on Google | October 15, 2026 |
Your next step
Shortlist two or three of our 2 bedroom prefab homes from the table above, then bring your lot’s address and survey, if you have one, to a consultation. Everything your lot needs beyond the structure and its delivery is priced separately against it.
Our facility: 12 Lankin Blvd #3, Orillia, ON L3V 7B6 · 1 (705) 345-9337 · [email protected]
Sean Stevenson is Chief Marketing Officer and Buyer Experience Lead at My Own Cottage Inc., an HCRA-licensed, Tarion-enrolled prefab home builder based in Orillia, Ontario.
For five years, Sean has guided Ontario buyers through the full prefab home and cottage process alongside the company’s build team — from lot assessment and all-in budgeting to zoning, permits, development charges and final occupancy. He focuses on the part most buyers underestimate: what a factory-built home actually costs once the foundation, servicing and approvals are accounted for.