- Address: 12 Lankin Blvd #3, Orillia, ON L3V 7B6
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Custom Home Builders Orillia, Ontario
Custom home builders Orillia buyers compare are selling three different things: finished houses on land the builder already owns, homes built on a lot you bring, and general contracting.
My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario, building year-round homes on your lot.
Tell us the address and we will walk you through what the City charges on it.
✓ HCRA Licensed | ✓ Tarion Enrolled
Written by Sean Stevenson, Chief Marketing Officer and Buyer Experience Lead, My Own Cottage Inc.
5 years guiding Ontario buyers • Updated 13 Sept 2026
We are a new home builder working from our facility at 12 Lankin Blvd #3, Orillia. You choose a model and we handle home delivery and on-site installation on your lot. We help with your building permits.
Foundation, site preparation, utility servicing and grading are handled by licensed-trade installation affiliates, contracted trades rather than employees, quoted against your address before anything is ordered.
We deliver anywhere in Ontario. Building outside the city is covered on its own page. This page is about a build inside Orillia.
KEY TAKEAWAYS
1.
Three different businesses answer to custom home builders in Orillia. Establish which one you are quoting before you compare numbers.
2.
The model price covers structure and delivery. Turnkey finishing, foundation, installation, permits, municipal charges and servicing are quoted separately against your lot.
3.
The City of Orillia charges $31,771.58 in development charges on a new single or semi-detached dwelling, effective July 1, 2026.
4.
That charge is payable the day your building permit is issued, not spread across the build.
5.
You cannot submit a building permit application in Orillia until you hold a Zoning Certificate.
6.
We are HCRA-licensed and Tarion-enrolled, verifiable in the Ontario Builder Directory under our company name.
What do custom home builders in Orillia actually sell?
Three different products sit behind one phrase
Some builders construct on land they already own and sell you a finished house in their community, on their floor plans and their timeline. Some build on a lot you bring. Some are general contractors taking custom home building alongside renovation work. These are not competing quotes for the same thing, and each number covers a different share of your project.
What do you get from us, and in what order?
We design, build, deliver and install. You select from our preconfigured model homes, and the home is installed on a foundation prepared ahead of it. Some buyers bring their own drawings rather than start from a model — working from your own plans is covered on its own page.
Architectural drawings for the permit set, municipal coordination with the City, and the licensed trades handling foundation and utility servicing are arranged around that sequence. Prefab homes and modular homes are the same thing under different names.
What is in the model price and what is not?
The model price covers the structure and home delivery to your lot. Turnkey finishing, foundation, on-site installation, permits, development charges and servicing sit outside it and are quoted against your address.
Two items are in the model price. The rest are quoted against your address, because they depend on your lot rather than on the home.
This is why quotes from different builders are hard to compare directly. Ask each one which of those items their number contains before you put two figures side by side.
That split is what makes the number knowable: the part we control is quoted up front, and the part your lot controls is priced against your parcel.
You’ll see both halves of that number before you commit to either.
Both halves, for one specific address: the model price, and the lot work priced against your parcel.
What does the City of Orillia charge on a new home?
How much is the development charge on a single detached home in Orillia?
The City of Orillia charges $31,771.58 for a single or semi-detached dwelling under Development Charges By-law 2023-009, as amended by By-law 2024-113, on the schedule effective July 1, 2026. It is payable on the date the building permit is issued.
The rate is indexed and the by-law runs to February 13, 2033, so the figure that applies is the one in force on your permit date, not your quote date. Education development charges are collected separately on behalf of the area school boards.
The development charge lands in one payment, on the day your building permit is issued. The rate in force on that date is the rate you pay.
What does the approval sequence look like in Orillia?
You confirm zoning and obtain a Zoning Certificate, which the City requires before you submit the building permit application. Architectural drawings are prepared by an architect, professional engineer or Building Code-qualified designer, and a site plan is checked against Zoning By-law 2014-44, as amended.
Most residential permits carry a regulated review of 10 business days under the Ontario Building Code, on complete applications only. For the step-by-step version, see the full City of Orillia application walkthrough.
Custom home builders Orillia: how to choose one for your lot
What questions should you ask a custom home builder in Orillia?
Ask for the lot work as separate lines rather than a placeholder: foundation, site preparation, utility servicing and grading, quoted against your actual address. Ask who pays the development charge and when. Ask what happens to your price if the permit issues after the next rate change. A builder who cannot answer those against your parcel is quoting a product, not a project.
What does an Orillia address change about the answer?
Everything on this page is Orillia. A lot in Barrie, or in a surrounding township, sits under a different development charge, a different zoning by-law and a different building department. We deliver anywhere in Ontario, but the schedule above applies inside the city limits only.
How we verified this page
| Claim | Source | Date checked |
|---|---|---|
| Development charge of $31,771.58, single or semi-detached, effective July 1, 2026 | City of Orillia Development Charges pamphlet, Schedules B and C | September 13, 2026 |
| By-law 2023-009 as amended by 2024-113; education charges collected separately | City of Orillia Development Charges | September 13, 2026 |
| Zoning Certificate required before submission; 10 business day regulated review | City of Orillia Building Permits | September 13, 2026 |
| Zoning By-law 2014-44, as amended | City of Orillia planning application guides | September 13, 2026 |
Where do you go from here?
Custom home builders Orillia buyers meet are all quoting against the same City schedule. The difference is how much of your project the number covers, and whether anyone looked at your lot first.
Bring the address. We will tell you what the City charges on it and what the home costs beside that — no cost, no obligation.
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MY OWN COTTAGE
Contact Us
We usually respond within 24 hours!
- HCRA Licensed
- Tarion Enrolled
- Delivered & Installed
DIRECT ENQUIRIES
Phone:
1 (705) 345-9337
Email:
[email protected]
About the Author
Sean Stevenson is Chief Marketing Officer and Buyer Experience Lead at My Own Cottage Inc., an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario.
For five years, Sean has worked alongside the company’s build team, guiding Ontario buyers from lot assessment and budgeting beyond the model price through zoning, permits, development charges and final occupancy. Sean focuses on the part most buyers underestimate: what a prefab home costs to complete once the foundation, servicing and approvals are added to the model price.
City of Orillia figures on this page last checked September 13, 2026.
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