Town of Collingwood
New Home Builders Collingwood: Year-Round Prefab Homes on Your Lot
New home builders Collingwood buyers compare fall into four types: community developers, custom lot builders, component suppliers and project managers. My Own Cottage Inc. builds year-round prefab homes on lots you already own. We design, build, deliver and install your home, and we help with the municipal permits it needs.
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- HCRA Licensed
- Ontario Builder Directory
- Tarion Enrolled
- Prefab home and cottage builder
- Orillia, Ontario
- Home delivery covers anywhere in Ontario
My Own Cottage Inc. is an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario. You can look us up by company name in the Ontario Builder Directory. Our facility is at 12 Lankin Blvd #3, Orillia, ON L3V 7B6, and you can reach us at 1 (705) 345-9337.
Your lot decides which approvals and charges apply, so that is where a consultation starts. It is free, with no obligation.
Key takeaways
- A Collingwood mailing address does not always mean the Town of Collingwood. The former Township of Collingwood has been part of the Town of The Blue Mountains since 1998.
- In the Town of Collingwood, you need a Zoning Certificate before you apply for a building permit.
- Conservation authority and Niagara Escarpment permits apply only where your lot is mapped. Each is separate from the Town's building permit.
- Town and County development charges on a new single detached home total $95,096 as of September 2026, before education charges and permit fees.
- Model prices cover the structure and delivery only. Foundation, site preparation, site servicing, permits, municipal charges and turnkey finishing are separate.
What kinds of new home builders Collingwood has
Four types of builder sell new homes to Collingwood buyers. Each sells a different thing, so the first question is what you are buying.
| Builder type | What you buy | Who supplies the lot |
|---|---|---|
| Subdivision and community developer | New construction homes sold with the lot, inside a planned community | The developer |
| Custom lot builder | Custom homes built on site from the ground up | You |
| Component and panel supplier | Structural components, with the rest of the build arranged separately | You |
| Project manager or broker | Project management of the build, with the structure sourced from a supplier | You |
| My Own Cottage Inc. | Prefab homes, designed, built, delivered and installed | You |
Who sells a home and lot together in Collingwood?
Subdivision and community developers sell new construction homes and the land as one purchase. Some also sell quick move-in homes that are already built. If you already own a lot, this type is not your route.
Who builds custom homes on land you own?
A custom lot builder designs and builds custom homes on your land, with the construction done on your lot from start to finish.
What do component suppliers and project managers sell?
Component and panel suppliers sell parts of the structure, and you arrange the rest of the build. Project management firms and brokers coordinate the job and source the structure from someone else.
What does My Own Cottage do on a Collingwood build?
My Own Cottage Inc. is the prefab route if you want to build on your lot in Collingwood. Our process runs Design → Build → Deliver → Install, and we help with the municipal permits your home needs.
- Design
- Build
- Deliver
- Install
What does the model price include?
Model prices cover the structure and delivery only. Foundation, site preparation, site servicing, permits, municipal charges and turnkey finishing are quoted separately. For the full picture of what sits outside the model price, see what the model price leaves out, province-wide.
Model price
- structure
- delivery
Quoted separately
- Foundation
- site preparation
- site servicing
- permits
- municipal charges
- turnkey finishing
Who handles the foundation, site preparation and site servicing?
Licensed trades do this work. Foundation, site preparation and site servicing are carried out by licensed-trade installation affiliates — contracted, not employees — quoted separately against the lot and set in the agreement before the build.
Do we deliver to Collingwood?
Yes. Home delivery covers anywhere in Ontario, and Collingwood is inside that area. Our Ontario home-building service page covers the rest of the province.
If you are weighing a custom builder against prefab homes, a scoped quote lets you compare scope line by line against your own lot.
How does the Town of Collingwood approve a new home?
The Town of Collingwood approves a new dwelling in two stages. The Zoning Certificate and any other agency approvals come first, then the building permit. Other approvals depend on where your lot sits.
Stage 1 · Before the building permit
Zoning Certificate
Town of Collingwood Planning Services · every new home
Nottawasaga Valley Conservation Authority
Only if your lot is in its regulated area
Grey Sauble Conservation Authority
Only if your lot is in its regulated area
Niagara Escarpment Commission
Only if your lot is in the Area of Development Control
Stage 2 · Then
Building permit
Town of Collingwood Building Services
Septic permit
Lots on a private septic system · through the building permit process · site evaluation report
Is your lot in the Town of Collingwood?
An address that reads "Collingwood" can sit outside the Town of Collingwood. The former Township of Collingwood has been part of the Town of The Blue Mountains since 1998. The approvals and charges on this page apply only inside the Town of Collingwood.
What do you need for a Collingwood building permit?
The Town of Collingwood requires a Zoning Certificate before you apply for a building permit. Planning Services issues it after checking the proposed home against the Town's Zoning By-law. The permit application then needs a site plan and an approved lot grading and drainage plan, and Building Services reviews the drawings against the Ontario Building Code before the permit is issued.
Do conservation authority or Escarpment permits apply to your lot?
If your lot is in an area regulated by a conservation authority, you may need a separate development permit. In Collingwood, that means the Nottawasaga Valley Conservation Authority or the Grey Sauble Conservation Authority. If the Niagara Escarpment Commission's map places your lot in its Area of Development Control, you may also need a Niagara Escarpment development permit.
Who issues the septic permit for a new Collingwood home?
The Town of Collingwood issues the permit for a private septic system. The application goes through the Town's building permit process and includes a site evaluation report.
Which of these approvals your lot triggers is the first question to settle. Bring your lot address and book a free consultation, and we will start there.
What development charges apply to a new home in Collingwood?
A new single detached home in the Town of Collingwood carries development charges from four bodies. For cost predictability, confirm which apply to your lot before you sign anything.
| Charge | Set by | Amount, new single detached home | In effect |
|---|---|---|---|
| Development charge, municipal-wide services | Town of Collingwood | $36,764 per unit | From May 4, 2026 |
| Development charge, urban services | Town of Collingwood | $43,357 per unit | From May 4, 2026 |
| Development charge | County of Simcoe | $14,975 per unit | January 1 to December 31, 2026 |
| Education development charge | Simcoe County District School Board | $3,711 per unit, rising to $4,011 on October 30, 2026 | To October 29, 2026 |
| Education development charge | Simcoe Muskoka Catholic District School Board | $2,372 per unit, rising to $2,672 on October 30, 2026 | To October 29, 2026 |
What is the Town of Collingwood's development charge?
The Town of Collingwood's development charge on a new single detached home is $80,121, effective May 4, 2026. That is $36,764 for municipal-wide services and $43,357 for urban services, which cover water and wastewater. If your lot has no municipal water and wastewater, confirm with the Town's Treasury Department whether the urban services portion applies.
When are Collingwood development charges paid?
The Town of Collingwood collects development charges in full when the first building permit is issued. The Town also collects the County of Simcoe's $14,975 charge on the County's behalf.
Town and County charges together come to $95,096 on a single detached home.
Do school board charges apply to a new Collingwood home?
Education development charges are set by the school boards, not the Town. The Simcoe County District School Board charges $3,711 per dwelling unit and the Simcoe Muskoka Catholic District School Board charges $2,372, for the period to October 29, 2026.
What does a Collingwood building permit cost?
The Town of Collingwood calculates the building permit fee on floor area and adds fixed fees for servicing and site work. All permit fees are confirmed during the Town's review of your application.
| Fee | Amount | When it applies |
|---|---|---|
| Building permit fee | $1.17 per square foot of floor area | Every new house |
| New dwelling with a septic system | $675 | Lots on a private septic system |
| Water meter | $475 | Listed by the Town as a typical new-house fee |
| Construction water supply | $329 | Listed by the Town as a typical new-house fee |
| Lot grading deposit | $3,477, refundable on grading certification | In-fill lots only |
How is the building permit fee calculated?
The Town of Collingwood charges $1.17 per square foot of floor area for a new house. Unfinished basements and attached garages are not counted in that floor area.
What is the lot grading deposit?
On an in-fill lot, the Town of Collingwood holds a $3,477 lot grading deposit. The Town refunds it once the lot grading is certified.
These charges and fees sit on top of the model price. A scoped quote starts from your lot, so the separately quoted work is priced against the ground you actually own.
How We Verified
| What we checked | Source | Date checked |
|---|---|---|
| Zoning Certificate before a building permit; permit application documents; permit, septic, water and grading fees | Town of Collingwood — New House Permit | September 21, 2026 |
| Zoning Certificate process; conservation authority permits (NVCA, GSCA) | Town of Collingwood — Zoning Certificate | September 21, 2026 |
| Town issues septic system permits; site evaluation report required | Town of Collingwood — Septic Systems | September 21, 2026 |
| Town, County and education development charges; payment at first building permit | Town of Collingwood — Development Charges Pamphlet, rates effective May 4, 2026 | September 21, 2026 |
| County of Simcoe development charge and by-law term | County of Simcoe — Development Charge Bulletin, January 2026 | September 21, 2026 |
| Niagara Escarpment development permits and the Area of Development Control | Niagara Escarpment Commission — Development Permits | September 21, 2026 |
| Former Township of Collingwood amalgamated into the Town of The Blue Mountains in 1998 | Then & Now — History of the Town of the Blue Mountains | September 21, 2026 |
| HCRA licence and Tarion enrolment | Ontario Builder Directory | September 21, 2026 |
Start with your lot
The new home builders Collingwood buyers compare differ most on what they leave to you. In any Collingwood homebuying decision, your lot address decides which approvals and charges apply, and it is where a free consultation begins.
Sean Stevenson,
Sean Stevenson is Chief Marketing Officer and Buyer Experience Lead at My Own Cottage Inc., an HCRA-licensed, Tarion-enrolled prefab home and cottage builder based in Orillia, Ontario.
For five years, Sean has worked alongside the company's build team, guiding Ontario buyers from lot assessment and budgeting beyond the model price through zoning, permits, development charges and final occupancy. Sean focuses on the part most buyers underestimate: what a prefab home costs to complete once the foundation, servicing and approvals are added to the model price.